Profile


Verified Pro

Contact Information

    Phone:   214-578-5197 Ext: N/A
    Email:   siobhan.foley@nafinc.com
    Address:
    Carrollton, TX 75007
    Hours: N/A

Siobhan Foley   


Company: New American Funding
Title: Loan Consultant
Area Of Expertise:






Description: I work with clients to get them ready to purchase their new home. Whether they are looking to purchase now, or a year from now, I help set them up for sucess.



About

Licensed Yes
License Information Not Specified
Insured Yes
Bonded Yes
Verified? Verified Professional

Additional Information

Location Range Of Services: 0-5 Miles
Experience: 0-3 Years
Supported Counties: To Add To DB
Avg Closings per Month: 0-2
Average Turnaround Time: 0-3 Days
Honorable Mentions: Not Specified
Achievements / Awards: Not Specified
Groups / Organizations: Not Specified
Charities / Community Outreach: Not Specified



    Recent Reviews:
  1. Peter Demos
    2017-03-15 19:59:32
    Rating: 5/5

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Location

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Credit Tips

Posted By: Purchase on 2016-04-26 09:44:49


Credit can seem like a mysterious thing. Working with a professional will help make credit more understandable. I have some credit tips below that will help you make sense of credit.
Utilize between 1%-30% of your revolving credit on a consistent basis. As would make sense, having too high of a balance on a credit card could negatively affect your credit score. However, not as commonly known, having no balance on your credit card can hurt your credit score, too.
Having a lot of credit card accounts open can seem like a bad thing. This is not always the case. If you really do want to dwindle down your accounts, be careful closing them. A major factor for credit score is how long you have had credit history. Closing down that Old Navy credit card you got back in college could hurt your credit score a lot more than the Macy’s credit card you opened a year ago.
Too little credit can be just as bad as no credit. Having one credit card may sound great, but how can the credit bureaus understand your ability to repay if you only have one account? That does not meant to go apply for all of those store credit cards and get 10% off your purchase. A smart thing to do is to go open a new, smaller credit card, and a small loan. There are many banks out there that have these options and report to all 3 credit bureaus. That may mean that you need to put some money down to make it a secured card or loan, but the $500 will be worth it in the end, and you get that money back!







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